Buyers are often surprised by the total amount needed at the closing table. Beyond your down payment, "closing costs" cover the legal, administrative, and prepaid items required to finalize your loan and transfer the deed.

In Wisconsin, closing costs typically range from 2% to 4% of the purchase price. At The Borowski Group, we believe in total financial transparency so there are zero surprises on your final Closing Disclosure.

What Do Closing Costs Include?

Can Sellers Help Pay These Costs?

Yes. Seller credits (also known as seller concessions) are a common tool we use to reduce your out-of-pocket expenses. This is especially effective in balanced markets or when a home needs minor updates.

We structure your offer strategically to maximize this leverage without weakening your overall bid.

Reviewing Your Closing Disclosure (CD)

Three days before you sign, you will receive your final CD. Our team walks you through this document line-by-line to verify:

Financial clarity prevents surprises and ensures a celebratory closing day.

References

Consumer Financial Protection Bureau. (2025). Closing disclosure explained. CFPB.

National Association of Realtors. (2025). Home transaction cost study. NAR.

About The Borowski Group – Brokered by Homestead Realty Inc

The Borowski Group is one of Wisconsin’s top-performing teams, serving Milwaukee, Waukesha, Lake Country, and beyond. With over 1,000 verified 5-star reviews and 20 years of experience, we are recognized for our expertise and client-first service.

• ✔ Wisconsin’s only Zillow Preferred Partner in Milwaukee
• ✔ Over $100 million in real estate sold annually
• ✔ Decades of proven results and client loyalty