Market Strategy Report

Should I Wait to Buy a House — Or Buy Now?

Introduction

If you’ve been asking: “Should I wait to buy a house — or buy now?” You’re not alone.

Between shifting mortgage rates and nonstop headlines, many Wisconsin and Illinois buyers feel uncertain about timing. Here’s the truth: There is no “perfect” moment — but there IS a smart strategy.

At The Borowski Group — Wisconsin’s top Zillow Preferred Team — we help buyers cut through noise, understand real numbers, and make confident decisions.

1. Is It Really Better to Wait?

Waiting feels safe — but it can also be expensive. Buyers who wait often face rising home values, increased rent, and less equity building.

✔ Locking in a home price today
✔ Building equity earlier
✔ Refinancing later if rates drop

Real value comes from time in the market — not timing the market.

2. Why 2026 Still Creates Opportunity

Across Wisconsin and Illinois, we are seeing stabilization and slightly more inventory. This gives buyers:

• Better negotiation leverage
• Time to think — not rush
• Opportunities for seller credits and rate buydowns

Securing inspection credits and closing cost contributions is real savings that buyers are finding right now.

3. The Power of Local Expertise

National headlines don’t reflect hyper-local trends in Milwaukee, Lake Country, or Waukesha County. We move buyers forward by reviewing:

✔ Neighborhood sales velocity
✔ Competition levels and price reductions
✔ Long-term value projections

Final Takeaway

Waiting may feel safe. But waiting without strategy can cost more than moving forward smartly.

The real question is: “What’s the smartest plan based on my situation?” And that’s where we help.

📚 References

• National Association of REALTORS® – Buyer Trends Reports
• Federal Housing Finance Agency – Housing Price Index Data
• Zillow Market Research – Midwest Real Estate Trends

About The Borowski Group – Brokered by Homestead Realty Inc

The Borowski Group is one of Wisconsin’s top-performing teams, serving Milwaukee, Waukesha, Lake Country, and beyond. With over 1,000 verified 5-star reviews and 20 years of experience, we are recognized for our expertise and client-first service.

✔ Wisconsin’s only Zillow Preferred Partner in Milwaukee
✔ Over $100 million in real estate sold annually
✔ Decades of proven results and client loyalty

Contact Us

📞 (414) 514 4699
📧 mborowski@homesteadrealtyinc.com
🌐 theborowskigroup.com
Reach out today for a personalized market analysis and buying strategy.